Aku Punya Bicara lahir dari kudrat akal fikiranku sendiri. Segala yg inginku nukilkan disini menggambarkan apa yg berlegar ligat dalam ruang angkasa kotak fikiranku, ku rasa, dan apa yg ku fikirkan dari sudut pandangan ku shj. pandangan kau orang kalau ada, boleh letak sbg comment shj
Monday, December 29, 2008
Tag
THE SELF
[01] Real name : Abdul Karim Mohd Daud
[02] Nickname : kwn2 panggil karim atau karimdaud
[03] Status : exam around the corner~!!!
[04] Zodiac Sign : capricorn
[05] Gender : rambutku bukan aurat bg mu
[06] Age : forever 20?
[07] High School : sekolah melayu jln stesen
[08] College : MMU
[09] Height : above 170cm
[10] Weight : currently above 70kg
[11] Do you like yourself : definitely yes~!!!
[12] Piercings : none...cam bodo je
[13] Right or left : lefthanded bebeh
[14] Are you a freak : I am a muslim
[15] Hair : ya aku ada rambut
[16] Skin : sawo matang kot
[17] Allergic :
[18] What are you doing now : thinking
[19] What will you doing 1 hour later : movies or assgnment maybe
[20] What will you doing 10 years later : memandangkan skrg ptg....so maybe tgh spend time wif my kids...n my wife hopefully.
THE FAMILY
[21] Live with mother/father/parents/family : family
[22] Siblings(included you) :
[23] Eldest : I myself
[24] Youngest :
[25] Love/hate your family : love...always and forever
THE LOVE
[26] You found your another half : masih belum kahwin, so kira blum la kan?
[27] If yes, who is he/she :
[28] Who you want he/she to be : be herself
[29] Time(s) you in relationship :
[36] Are you straight/Lesbo : straight bebeh
[37] Reasons you love your other half : erm....reason?
[38] You and your other half in which stage :
THE FRIENDS
[43] The friends you love the most : kwn2 pompuan la...kwn2 laki wat ap nak syg~!! tp bila futsal ptg2 ngan korang...mmg best la.thx la korang
[44] The enemy you hate the most(1only) : syaitan...answer sama cam pjal
[45] Your most beautiful girl friend : aaaaa......erm, erm...
[46] Your most handsome boy friend : karang tulis kang...ade yg cop aku gay plak.so biar ku pendam dalam hatiku shj.
[47] The kind of girl you hate the most :
[48] The kind of boy you hate the most :
[50] Your best friend is your ex-lover :
[51] If your friend backstabbing you : kita settle kat akhirat la kan?
[52] If your friend betray you : aku betray balik
[54] If your friends fall in love with you : boleh ke?
[55] If you fall in love with your best friend : tak pernah lg best friend aku pompuan
THE STUDIES
[56] Are you a good student : YES
[57] You always done your homeworks/assignments : YES
[58] The teacher/tutor you love the most :
[59] Always late to school/college : NEVER
[60] Your class : NEVER late
[64] Excellent result classmate : topek si wira tunggal
THE PEOPLE
[75] You are what kind of people : low profile
THE PREFER
[76] Lip or eyes : both
[77] Hugs or kisses : both
[78] Shorter or taller : taller....aku la yg taller
[81] Listener or talker : it depends
[82] Romantic or rich : want both
[83] Good husband/wife or Good Father/mother : both la senang citer
THE VICTIMS
[91] adam dota
[92] kokrain-gua tak tipu
[93] daus x-maahad
[94] hziq sani
[95] ixuan mdprint shop
[96] dawood dewa politik
[97] kaer daie bebas
[98] topek wira tunggal
Personal Finance: 20 Dos & Don'ts for 2009
During the worst economic crisis in a lifetime, the right financial decisions are crucial.
BusinessWeek asked financial planners for some advice on what to do -- or not to do -- with your money in the New Year. As we bid farewell to a dreadful 2008, these "resolutions" may help keep your finances on the right track in 2009:
1. Don't try to predict the future.
"We are currently in the midst of unprecedented and complex challenges," says Femi Shote of Asset Harvest Group in McLean, Va. Anyone who thinks he or she can predict what's going to happen is "delusional," Shote says.
Financial advisers often hear from clients who would like to sell stocks now and then buy again when the market hits bottom. "My response is, 'How do you know when that will be?'" says Trent Porter of Priority Financial Planning in Fort Collins, Colo.
aku : ya! anda bukan tuhan.....senang citer, camni.... ANDA merancang, tapi ALLAH yg menentukan!
2. Do keep enough cash available.
Even if you're not worried about losing your job, a rainy-day fund can provide peace of mind.
There are different guidelines for how much cash to keep on hand. Some say $12,000 or more per adult; others say it should be six to nine months of living expenses. With extra cash available, you can avoid selling investments to pay for expenses in an emergency.
aku : point ini sgt penting! lebih2 lg jika anda ketua keluarga.... anak2 anda, isteri anda bergantung kpd anda. Emergency barangkali, anda tidak tahu.... so pastikan saving account anda sentiasa berisi! pastu additional, ATM card jgn sepah2 ye.kang susah nak carik~!!!!
3. Do invest internationally.
Though the financial crisis started in the U.S., the past year has been worse for investments in the rest of the world. The MSCI EAFE, an index of international stocks, is down 43% this year, and stocks in emerging economies fared far worse. American investors who diversified abroad have also been pummeled by the rise in the U.S. dollar.
Even after a year like that, advisers say it's not wise to abandon international investments entirely. For one thing, though some key overseas economies, like China's, have been hit hard lately, their long-term economic fundamentals look better than those of the U.S.
aku : no komen sgt la pasal invest internationally. tapi jika anda sukakan risk atau risk taker, why not?! high risk high return kan? mungkin anda boleh consider China Ittikal sbg investment anda (islamic unit trust fund from public mutual...promote2.hahaha)
4. Don't try to pick one winning investment. Diversify.
Putting all your money in one stock is dangerous at a time when a company's bankruptcy can completely wipe out the value of its shares.
Robert Siegmann of Financial Management Group in Cincinnati advises clients to balance their portfolios between fixed income and stocks, with shares in various types of companies -- small and large, U.S. and international. "Don't try to pick the winning stock, or the winning idea. Just diversify across all investments and markets," he says.
aku : a'ah pelbagaikan investment anda. personally aku amat setuju point berikut! mungkin anda dah invest in asb, cimb, try pulak public mutual. then try plak ternakan ikan keli ke mase anda cuti ke.... then bila dah besar, bole jual RM1 seekor kat jiran2. xpun kasik free je. jiran happy, anda pun happy. atau mungkin anda boleh menghadiri kursus2 jangka pendek yg mane boleh meningkat skills yg ada pada anda. contoh masak western food ke...ape2 je. nanti dah terer, mane tau boleh biz kdai western food. ke.belum cube belum tau kan?!
5. Do think about energy efficiency.
Russell Francis of Portland Financial Advisors in Beaverton, Ore., recommends that investors take advantage of a $500 federal residential energy tax credit that was rescinded in 2008 but returns in 2009. The credit can help cover the costs of adding insulation or replacing doors, windows, or furnaces -- home repairs that should also save you on heating and cooling costs.
aku : ini system sana.... malaysia lain policy
6. Don't stop contributing to 401(k) and other retirement accounts.
Says Sidney Blum of GreenLight Fee Only Advisors in Evanston, Ill.: "Everyone loves to invest in their 401(k) when the markets are flying high, but they should keep putting money in while the markets are down." He adds: "More money is made at the bottom of a market than at the top."
Even more pessimistic planners say you should be taking advantage of any match your employer offers for retirement fund contributions.
aku : senang citer, let ur EPF grow over time. suruh dia duduk diam2 kat situ. nanti pencen, banyak manfaat yg boleh anda perolehi. keperluan anda di hari tua~!!! igt org tua x pakai duit ke....
7. Do live below your means. Save.
Investing for the future is only possible if you have some money left over at the end of each month to sock away. View this BusinessWeek slide show for 25 ways to save more each month.
aku : ya saving sgt penting! amat sgt penting...kejituan yg jelas lg nyata! dpt gaji bulan2 jgn lupa simpan at least 10% dr total gaji anda...jadikan amalan anda. nak lg best, any income yg anda dpt simpan at least 10% tapi kalau lg byk...itu mmg wa ckp sama lu, mmg bgus la. jgn la rebate minyak yg anda dpt RM150 tu anda joli sakan sumer nya. tukar sport rim moto anda ke(buat all mat moto out there...hahaha)
8. Don't make sudden moves.
"Refrain from making extreme changes to the portfolio just because the financial markets are volatile," says William Howell, a financial adviser in Noblesville, Ind. "Stick to the overall investment game plan."
In such an extreme environment, investment decisions based on emotion or fear are likely to lose you money. It's probably better to ignore the day-to-day news and follow a long-term investing plan.
aku : a'ah jgn cuak dan bimbang atau terlalu gembira dgn any news yg singgah beristirehat kat telinga korang. bukan ke selalu anda dgr kjap macam ni..tiba2 alih2 camtu plak. so senang citer bykkan bersabar..kan sabar sebahagian drpd iman
9. Do pay off expensive debts.
Rather than investing your money, you first might consider paying off debts, especially those with high rates or those for which interest is not tax-deductible. The avoidance of interest will likely save you more than your investments would have earned.
Stanley F. Ehrlich, an adviser in Westfield, N.J., notes: "Paying off a car loan with 7% interest provides an immediate 7% return, a return that is not (currently) available through most asset classes." Credit-card debt is so expensive that most planners say it is always the first thing people should pay off.
aku : hutang kad kredit, hutang bank ke,,,keta ke...adik ke...cpt2 la byr. lebih2 lg yg melibatkan interest. lebih cepat anda langsaikan, lebih tenang hari2 yg anda lalui
10. Don't give up on stocks.
"Historically some of the best periods for stock market returns have been during dismal economic times," says Paul Winter of Five Seasons Financial Planning in Salt Lake City. Though investors approaching retirement shouldn't risk too much money in volatile equity markets, investors hoping to build a nest egg for the long term have few better options than the stock market.
aku : stocks, unit trust and forex ke.... syorkan anda try. mungkin rezeki anda, siapa yg tahu?! tapi make sure anda mempunyai ilmu atau dptkan nasihat drpd mereka yg lebih arif dan boleh membimbing anda
lagi 10....nantikan post yg seterusnya~!!!! selamat tahun baru, 1430
Thursday, December 11, 2008
Bila dah kaya raya...
kalo aku ade duit myk tu, 100k aku nak simpan, 50k aku nak buat investment...150k lg aku nak joli sakan tp xde la cam mamat billionaire yg aku bace dlm the star ni.maybe satisfaction dia mcm tu...tapi kalo aku, aku nak:
1. beli zxr250 (lesen ku b2 je) 20k
2. beli viva untuk mak aku 40k
3. beli fz150i 8k [10k la aku ltk sini]
4. tlg mak & ayah renovate rumah 30k
5. holidays ngan family 10k
6. derma kt mereka yg memerlukan 10k
7. joli tunggang terbalik ngan kwn2 5k
8. repair, cat and kasik lawa kancil utk adik aku 5k
9. Reserve funds [daily expenses, emergencies, bills, groceries and so on] 20k
kalo anda? terpulang pd diri masing2. of course bila anda kaya, money is just nothing.duit anda, so anda fikir fikirkan
p/s: make sure spend or kalau terlampau banyak, tulis surat wasiat siap2 sebab bila anda mati, 50k means nothing! even RM5 pun anda dah tak perlukan.
Wednesday, December 10, 2008
Done by the above 18
got washer machine
washing machine la dude~!!!!
Thursday, December 4, 2008
There's hope even for your unit trust
KUALA LUMPUR: Unit trust fund holders can still get their money back in the event of a bank failure because their money is held separately by a trustee.
"It's not a problem at all," said Federation of Malaysian Unit Trust Managers council member Cheah Chuan Lok.
"They can get back the money even if their fund manager, or what we call counter-party, goes bust.
"The beauty of unit trust is that the fund managers don't have control of the money. They only direct the investment for their clients."
The prospectus of each unit trust fund would spell out which trustee is responsible for the fund, which is a different bank.
For example, he said, the money collected from investors in AmFund would not be given to AmTrustee.
"So if AmFund goes bust, none of the money would be with us -- it'd be with our trustee, HSBC Trustee.
"And even if HSBC Bank fails, HSBC Trustee's money is ring-fenced in the sense that it's here in Malaysia and it is set aside as clients' money and has nothing to do with HSBC at all."
The trustee's job is to call for a meeting with the fund investors to ask them what they want to do with their money -- either find a new fund manager or return the money to them.
"That's their job. If they don't do it and if the unit holder has sent notices to them and if there's a further loss because of the trustee's delay in calling for a meeting, then the unit holder can sue the trustee for negligence.
"So it'd be silly to drag it out. They would call for the meeting within a reasonable amount of time."
The unit holder can also bring the matter to the attention of the Securities Commission, as unit trusts are under its purview.
p/s : source of this article. here
Wednesday, December 3, 2008
Harga minyak turun lg tp...
TAPI...kenapa harga makanan tak turun2? harga bahan mentah ttp same mase harga petrol RM2.70/liter. tula dulu mase naikkan harga minyak mendadak, kalian yg berkuasa ni xnk fikir consequences nya...tgk bila harga brg runcit dah melambung tinggi baru la nak buat kempen suruh pasaraya pasaraya besar(tesco and the geng) cut down their price. then geng2 bagak ni dibenarkan beroperasi hingga midnight. pastu ap jadi kat kdai2 runcit yg ownernya orang kita sendiri?! rakyat kita sendiri?! xde biz la jwbnye. pastu apa hal korang suruh rakyat join biz? nak suruh rugi? pikir la masak2 dulu sebelum korang buat any decision.korang pun dah tua. umah kata pegi, kubur, kata mai la sini...
then harap lepas ni sebelum buat statement, pikir la dulu. ni contoh statement oleh bakal???? PM kita
(copy paste dari the star online)
ps: bestnye kalo statement pak menteri najib tu btul2 jd kenyataan. harga minyak turun, harga brg pun turun
Monday, December 1, 2008
Malaikat - Bangunlah wahai anak Adam, tunaikan solat subuh mu ...
Syaitan - Alahhhhhh, kejaplah, ngantuk ini...awal lagi nie.zzzzzzzz
Manusia - Nak makan, laparlah..
Malaikat - Wahai Anak Adam, mulakanlah dengan Bismillah...
Syaitan - Ahh, tak payahla... dah lapar ni !! mmm.. sedapnyaaaa. ...
Manusia - Hari ni nak pakai apa ye?
Malaikat - Wahai anak Adam, pakailah pakaian yang menutup aurat..
Syaitan - Ehh, panaslah, takde style langsung, nampak kampung!!!
Manusia - Alamak, dah lewat!
Malaikat - Bersegeralah wahai manusia , nanti terlewat ke pejabat..
Syaitan - Ahhh!!awal lagi..mmm.. aaahh.. suruh si X, punchkanlah.
Manusia - Azan sudah kedengaran.. .
Malaikat - Wahai anak Adam, bersegeralah menunaikan kewajipan
Syaitan - Baru pukul berapa.. rilex lah.. awal lagi nieii..
Manusia - Eh, eh... tak boleh tengok ini, berdosa...
Malaikat - Wahai anak Adam, alihkanlah pandanganmu, sesungguhnya Allah
Maha Melihat dan mengetahui!
Syaitan - Perggghh... best tu.... rugi ooo kalau tak tengok nie..
Manusia - Saudaraku sedang melakukan dosa
Malaikat - Wahai anak Adam, cegahla ia..
Syaitan - Apa kau sibuk? Jangan jaga tepi kain orang, lantaklahh
Manusia - Elok kalau aku sampaikan nasihat ini kepada orang lain
Malaikat - Wahai anak Adam, nasihat-menasihatil ah sesama kamu..
Syaitan - Sendiri pikirlah, semua dah besar, buat apa susah2...
pandai2lah
Manusia - Aku telah berdosa.
Malaikat - Wahai anak Adam, bertaubatlah kamu,sesungguhnya Allah Maha
Pengampun..
Syaitan - Tangguhlah dulu, lain kali boleh bertaubat... lagipun muda
hanya sekali.....rugilah. .. (kalau sempat la)
Manusia - Kalau pergi, mesti seronok!
Malaikat - Wahai anak Adam, kakimu ingin melangkah ke jalan yang
dimurkai Allah, berpalinglah dari jalan itu .
Syaitan - Jangan bimbang, tiada sesiapa yang tahu... Jomlahhh
Manusia - Uuhhh! letihnya arini.. tak solat lagi nieee..
Malaikat - Wahai anak Adam, taatilah Allah dan RasulNYA, kebahagiaan di
dunia dan akhirat untukmu. Solat itu wajib bagimu...
Syaitan - Hey anak Adam, ikutilah aku,kebahagiaan di dunia (sahaja) dan
kebahagiaan diakhirat (jangan mimpi lah!) untukmu...
Sekarang anda mempunyai 3 pilihan :
1. Anda - Patutke aku biarkan E-mail ini tetap dalam mailbox aku.
2. Malaikat - Ingatkan pada kawan yang anda kenal (Forward E-mail ini)
3. Syaitan - Tak payahlah sebuk2
**Firman Allah yang bermaksud; Katakanlah (wahai Muhammad): "Tidak sama yang buruk dengan yang baik, walaupun banyaknya yang buruk itu menarik hatimu." Oleh itu bertakwalah kepada Allah wahai orang-orang yang berakal fikiran, supaya kamu berjaya. (al-Ma'idah 5:100)**
p/s: sebijik2 kne kt aku
Tuesday, November 25, 2008
Singapore Zoo Tiger Murder
Interesting Facts
It takes the food seven seconds to get from your mouth to your stomach.
One human hair can support 3 kg (6 lb).
The average man's penis is three times the length of his thumb.
Human thighbones are stronger than concrete.
A woman's heart beats faster than a man's.
There are about one trillion bacteria on each of your feet.
Women blink twice as often as men.
The average person's skin weighs twice as much as the brain.
Your body uses 300 muscles to balance itself when you are standing still.
If saliva cannot dissolve something, you cannot taste it.
Men reading this are measuring their thumb, like you just did!
Monday, November 24, 2008
Public Mutual wins award for second year
PUBLIC Bank’s wholly owned subsidiary Public Mutual won the “Most Outstanding Islamic Fund Manager” award for the second consecutive year at the 5th KLIFF Islamic Finance awards 2008 held recently.
Public Mutual chairman Tan Sri Dr Teh Hong Piow said in a statement:
“This award represents the 121st award won by Public Mutual since 1999. Winning the award not only reinforces our position in the Islamic unit trust industry but also affirms our commitment to excellence.”
As at end of September, Public Mutual managed 24 Islamic funds with total Islamic assets under management of RM8.5bil, which represented 50.7% market share of the private Islamic unit trust industry.
Public Mutual is the largest private unit trust company with 67 funds under management. The total net asset value of the funds managed by the company was RM24.1bil as at end September.
Public Mutual wins award for second year
Thursday, November 20, 2008
My 1st interview
1. Be prepared and confident. make sure you dress up accordingly because their 1st impression bout u does matter! and remember...SMILE!
2. Be careful with what you want to say. make sure u have the knowledge bout things u gonna say or u will end up being attacked by your own opinion
3. Read read & read. read bout your subjects, read bout current issues read bout things that u interested in because basically all these companies interested to test your knowledge level.
4. Study and make sure ur CGPA is at least above 3. that is the minimum requirement that most companies want before considering you to go for their interview. but of course if your cgpa is gemok2 one, u are better off!
5. TRY! even your cgpa x cukup 3, juz give a try, maybe u are lucky enough and they are impressed with the way u present yourself. just try because if u never do so, u never know... basically u missed the opportunity!
p/s: TQ lah midf kasik pendrive!
Tuesday, November 11, 2008
Places to save your money
Various mediums of savings and their returns in Malaysia.
Medium of savings
Returns per year
Normal savings account : 1 – 2%
Fixed Deposit : 3 – 4%
Tabung Haji : 4 – 5 %
EPF (KWSP) : 5 – 5.5%
ASB/ASN : 7 – 9%
Stock market : huge return & huge losses (depends on how good you are in handling the game, huge initial capital)
skim cepat kaya : stromberg, buluhmas...lg?
But wait!
We, at Public Mutual offer a potential average return of 7 - 12% per year!
p/s : after all... it is your money, so you decide! =)
Sunday, November 2, 2008
Peru hopes for record with 7.5 tonne pair of jeans
What a waste of money! spontan keluar di benak fikiranku bila mana sdg menonton news ditv3 sebentar td. Diorang takde keje ke? baper fund atau dana diorang nak cipta jeans tu? nanti basah cane nak angkat sidai? berat seyh~!!! and in the end sape nak pakai jeans tu?
Nape cetek sgt fikiran diorang? kalau sekadar suke2 tp abis duit...apa hasil? nape x salurkan shj bantuan kemanusiaan ke penduduk pakistan yg dilanda gempa bumi? buat jaket paling myk sampai masuk record then terbangkan ke pakistan. kan amal jariah tu....atau duit tu lebih berguna jika diorang guna utk bantuan mangsa banjir di vietnam. kalo sekadar nak famous masuk nightline kt tv3 Malaysia, aku rasa x payah la. rakyat malaysia pun bukan tgk news malaysia. citer indon gak diorang layan. Nak kate mempromosikan peru? boleh jd(sangka baik ngan peru) tapi it is even better kalau diorang buat iklan mempromosikan tempat2 menarik kat peru itself. baru terbit rase ingin tahu yg ghairah to know more bout peru. kalau takat buat jeans then keliling cam kaw binaan je,sape interested?
p/s: manusia zaman skrg, apa yg mereka cari sebenarnya?
Sunday, October 12, 2008
Always remember those who serve
Just a simple and a short update about lesson in life. No current issues and no hot topic that I would like to give comments into. Pasal paklah nak turun takhta ka, relationship daim zainuddin ngan srk ke, sumer xde.Forgot where I got this story from but just enjoy. The story goes like this:
Saturday, October 11, 2008
Datuk Shah Rukh Khan?
wa x rase TYT melaka yg pilih 77 orang yg nak dapat anugerah itu. sure dah diwujudkan satu komiti lalu komiti tersebut bersidang nak memilih insan2 yg dikatakan layak utk menerimanya. pastu dptkan approval atau sign dr tyt.
Setelah wa pikir punya pikir(takde la pikir sgt pun) ini kemungkinan yg berlegar2 dlm kotak fikiran ku.
1. Maybe nak wat lawak of the year. maybe bila 2008 melabuhkan tirai, event ini dapat masuk rancangan tv kronologi 2008. publisiti murahan siot~!!!
2.Srk bayar kat pihak berkenaan nak dapat gelaran. Boleh ke? pastu boleh wat come back besar besaran kat malaysia
3.mungkin ada agenda mee udang batu antara srk dan pihak terlibat. diorang nak set up biz import export kot lepas ni. kan biasa datuk2 je yg dapat tender best2 dari kerajaan. biasa la tu politik malaysia
4.lepas selesai bersidang patut ade 76 orang je tapi ade sorang komiti gatal2 tgn pi tmbah lg sorang. konon2 lawa la skit angka 77 compared to 76. pastu handover kat s/u sulit tyt then suruh tyt sign. nak dijadikan cerita komiti yg gatal tgn tu die hard fan srk. kalo betul tyt tu besday yg ke 70, cane eh dia sign? aku bayangkan sorang tua ter ketar2 pgang pen. tapi ade je orang tua 70an gagah perkasa ye x? mungkin bayangan ku salah
5.mungkin srk memang berjasa bila mana movie2 lakonannya telah berjaya mengurangkan gejala sosial dikalangan remaja malaysia. anak2 muda no longer melepak di complex membuang mase tp sebaliknya berada di umah menonton aksi srk bersama sanak keluarga. seterusnya mereka didedahkan dgn tarian hindustan yg ntah ape2 lalu setelah mereka pro mereka menjebakkan diri dlm shuffle dan sebagainya.(wa x kate shuffle slh ye) kdg2 shuffle baik utk kesihatan! ye ke?
any way tahniah kpd srk. mungkin lepas ni akan lebih ramai pati yg dpt anugerah atau pangkat atau darjah kebesaran dari kesultanan tanah melayu(malaysia)
p/s: x la jeles pun sbb after all Allah x nilai hamba2 Nya berdasarkan pangkat atau title yg dia dpt. Allah cuma tgk kpd ketaqwaan hamba2 Nya.
Thursday, October 9, 2008
Raya 2008
baju raya 2008, aku sarung baju raya 2006. malas la nak beli tahun ni...fund nak beli baju raya dah pindah ke fund isi minyak kereta~!!! dulu minyak murah la jugak. tapi skrg...mahal seyh!
baju raya 2007, aku sarung baju melayu mase sekolah tingkatan dulu...muat weih! haha sebab slim...baru lepas eksiden.
1st day raya...memandangkan aku takda sepupu sepapat dekat melaka, so pg umah jiran 3 buah pastu gi bintang beli barang bbq...so malam, bbq lah aku bersama adik2 aku.
2nd raya... paktam dtg raya kat umah. keta paktam fuh same harge ngan umah aku
3rd day raya.... x igt la tp 4th syawal, dah balik cyber. 6 syawal aku dah mula exam. dan semalam 8 syawal aku dah abis 4 paper...wah ngange aku lepas exam, rase dunia aku yg punya.hahaha tp 15 oct nanti 2 paper lg menanti. lepas exam pg raye kat lowyat ngan pjal manU n topek yg currently is a chelsea fan...used to be manU fan. lowyat dapat duit raye dari aku. aku dpt brg raya dr lowyat. dah la kot entry ku kali ni...mau wat keje laen
Tuesday, September 23, 2008
Malas
nak tulis ape pun aku xthu...tapi td aku google surah Al 'Asr
here is the meaning of the surah
Ni dulu tips aku penah bace ways to be Rajin a.k.a no longer malas
1. Mandi or refresh yourself_pastu sure korang rase fresh je. agak2 kalo dh lame tak cuci muka, amik la scrub atau facial wash. tenyehlah muka korang kasik ilang suma2 yg patut ilang. atau kalo dah 1 week x syampu rambut, buat lah ape yg patut, korang tahu diri korang lebih dr orang lain tahu pasal diri korang. mandilah...keluarkan segala daki2 yg menempal utuh kat kulit2 korang. take your time n enjoy
2. kemas bilik_ kalo habuk dh manyak, sapula kan... kalo korang extra rajin lepas sapu mop la. boleh hilang lekit2 dek peluh yg menitik nitik dr baju yg tersepuk dekat kusi lepas futsal. tapi sapu pun dah ok rasenye. up to korang.susun la barang korang elok2..jgn sepok2. nanti susah nak cari..agak2 kalo baju dah sebaldi x basuh, pg la basuh...kalo xnak, anta dobi. duit korang jg bukan duit aku. persekitaran mmg ade peranan
3.senyum_ape2 korang buat, senyum je...sengih pun boleh. x salah korang senyum... nanti hati tenang. cube korang senyum betul2 pastu pikir masalah korang boleh ke? kalo boleh pikir jgk korang x senyum la tu...kalo korang x setuju dgn aku, korang totally salah sebab ni blog aku haha
4. +ve thinking_instead of ckp aku mls la. cube tune otak korang cakap aku boleh study, alah senang je ni, aku rajin aku rajin aku rajin aku rajin..korang try la kan, aku pun try jgk
5 rewards_lps blaja 1jam rehat la kjap ke, tgk mive kjap ke, pi maple ngan kawan2 ke pastu smbung la balik. tp jgn la blaja 5 minit pastu tdo 2jam..korang pun dh besar, xkn nk tdo je...myk perkara best yg korang boleh tahu kalo korang kurangkan tdo
after all ni bukan tips menghilangkan malas pn...aku pun xthu. myk lg korang google la sendiri kt tenet. kalo nak tambah korang comment pastu nnt aku edit with credit dgn name korang
esok masih belum tahu
hari ini, saat ini, peluang masih ada~!!!
Thursday, September 18, 2008
Wednesday, September 17, 2008
10 WASIAT IMAM AS-SYAHEED HASAN AL-BANNA BUAT PEMUDA
1.Apabila kamu mendengar azan, segeralah bangun sembahyang serta-merta walau bagaimana keadaan kamu sekalipun.
2. Bacalah Al-Quran atau tatapilah ilmu atau pergilah mendengar perkara yang baik atau berzikir. Janganlah sama sekali membuang masa dalam perkara sia-sia.
3. Berusahalah sedaya-upaya untuk bertutur dengan Bahasa Arab Fushohah (standard) kerana ia merupakan satu satu syiar Islam.
4. Janganlah banyak berdebat dalam apa perkara pun kerana pertengkaran kosong tidak membawa kepada sebarang kebaikan.
5. Janganlah banyak ketawa kerana hati yang sentiasa berhubung dengan Allah itu sentiasa tenang lagi tenteram.
6. Jangan banyak bergurau kerana umat yang berjihad sentiasa bersungguh dan serius dalam setiap perkara.
7. Jangan bercakap lebih nyaring daripada kadar yang dikehendaki oleh pendengar.
8. Jauhi daripada mengumpat peribadi orang, mengecam pertubuhan-pertubuh an dan jangan bercakap melainkan perkara yang mendatang kebaikan.
9. Berkenalanlah dengan setiap rakan yang saudara tidak di minta berbuat demikian kerana asas-asas dakwah kita ialah berkasih sayang dan berkenalan.
kopi paste dari emailku
Monday, September 15, 2008
Sunday, September 14, 2008
Mood rite now
rase nak menghilangkan diri...
rase nak terjun dari tebing dunia terbang bersiar siar ke utarid, zuhal laksana musytari
rase nak tercabut je brain systemku ini
kdg2 aku pnt
kdg2 aku pnt buat kerja yg x abis2(tu la last minute pdn muka~!!!)
kdg2 aku xlarat nak pkir mase dpn
kdg2 aku suke tgk movie (bkn kdg2 bro.. slalu sgt tgk movie, haha)
tp...yg aku tahu, yg aku pnah dgr, yg aku pnah bace...
Allah tak akan membebani hamba2 Nya dgn ujian yg diluar kemampuan hamba2 tersebut
Insya Allah, there is sumthing good, maybe ade hikmah disebaliknya~
adjust ur attitude, usaha and keep praying...always
Friday, September 12, 2008
Relief
Rase relief skjp..... warghh pnt buat asgmnts.... asgnmnts, asgmnts...esemen~!!! but after all whats matter is your own attitude! how u deal with it..how u see it. rase lega, rase kosong now tp isnin selasa ni got 2 more datelines then khamis jumaat EXAMs~!!! HMMMMMmmmmmm.... mau smyg
Tuesday, September 9, 2008
Kenapa bile ramadhan, aku suke buka posa kat masjid...
2. sbb aku belum kawen : mude2 la nak mkn ramai2 dgn mmber, xkan nk buka dpn comp je kot kt bilik. mude2 je dgn mmber, nnt dh kawen aku rase wife kate x bole!!! nnt sy nak mkn ape! anak2 awak ni sape nk lyn...ya btul. xkan nak biar wife sorang2 lyn anak2 kt umah.lol
3. sbb boleh saving : nanti bole guna duit untuk urusan di kemudian hari. nanti nak pakai superbike.haha. kezen ku ckp tyr sebijik pn dh RM700. so dari skrg simpan duit, insya Allah lame2 jd superbike. then lgpun nak abis2 sem ni duit kne catu.haha
4. sbb rezeki jgn ditolak : dah ade dkt hostel, jln je sikit sampai la masjid. nak pi bzr pn kne naek moto, minyak moto lg, mase lg.kalo xde aku kat msjid waktu bbuka, sape nak mkn part aku? sapa nak abiskan kurma...sape nak bwk balik for sahur? lol
hmm...dh 3 tahun aku posa kt mmu and mostly kt masjid unless aku bukak tmpat laen ngan kawan2...aku bace mane ntah antara waktu2 afdal nak doa time dkt2 nak bbuka.(sahih ke x korang refer pada yg pakar, aku belum pakar lg)mntak la ape shj korang nak, ketenangan abadi, duit manyak....anything sbb ALLAH maha Mendengar. Insya Allah...nnt sumday korang dpt
Thursday, September 4, 2008
Sahur
Sahur kat bilik je. makanan pun amik kat masjid je lepas terawih. tapau siap2. free pn free then x payah turun pg2 buta pi beli makanan. dah azan. Jum la ke masjid. babai