Song for Gaza: we will not go down

Hayatilah video di bawah
Nasib saudara kita di Gaza tak seindah yg kita sangkakan
entah hidup entah mati, hanya Allah yg tahu

kita Alhamdulillah masih mampu utk bangun melihat kedamaian tanah air kita
doakan kemenangan utk mereka..~

official music video

Save Gaza: what Malaysians can do...

Rasanya belum terlewat untuk aku pos artikel ini.walaupun skrg negara sibuk dgn isu elizabeth wong tapi jgn kita lupa isu saudara kita yg nun jauh di gaza. Kita alhamdulillah masih bebas mengecapi kedamaian yg harapnye kekal sampai bila2. Insya Allah dgn izin Allah~!!

Dulu kita pernah boikot produk2 ini tapi apa yg dpt disimpulkan hanya mcm melepaskan batuk di tangga. kita boikot sekejap pastu bila senyap isu palestin, kita kembali bersekongkol dgn musuh2 kita yg terang2 menindas saudara2 kita di seluruh dunia.

pihak zionis ketawa mengilai ngilai bila mana kita hanya boikot produk mereka utk sementara waktu shj.Hilang isu palestin,produk2 di atas kembali mnjadi santapan dan brg wajib dlm hidup seharian kita.

mungkin korang rase kenapa aku yg perlu boikot, org lain tak boikot pn
mungkin korang rase ahh tak payah la boikot,aku sorang je boikot bukan ade impak pun
mungkin korang rase ala aku sekali sekala je mkn mcd
mungkin korang rase ....

tapi korang perlu igt duit yg korang belanjakan tu pegi mane?

McD Malaysia baru2 kuar 1 statement mengatakan diorang tak support israel...korang percaya ke?

cube korang bawak 1 situasi... ok cmni
korang adalah founder Mcd. satu hari ade seorang mat saleh nak buka caw mcd di texas. korang rase2 la kan..korang taknak ke charge mat salleh tu sebab gune logo korang, korang taknak ke kenekan any fees sebab guna copyright korang. tipula kalo korang kate korang nk kasik free...kentutla korang kalau korang kate korang nak kasik free je ramuan2 mknan di mcd

macam tu jgk diorang ni...of course bila diorang ni dah untung berjuta juta... sure diorang support punya their own country men. their own religion. takkan korang tak kenal founder starbucks...yahudi! ya dia seorang yahudi...bila mane dah seorang yahudi, of course la dia tak support hamas...

terpulang la pada korang, mungkin ini titik tolak utk kita support our local brand... myk cuma pasaran je belum meluas. myk lg brand2 yg lansung tak support yahudi. aku rase korang sendiri lebih arif dari aku tentang brand2 ini

just peringatan utk diriku dan diri kau orang...Allah x menilai hasil dari apa yg kita lakukan sebaliknya Allah menilai dari ats usaha kita akan sesuatu. contoh cerita burung pipit yg berulang alik angkut air nak padamkan api marak yg membakar nabi ibrahim...full story. korang search la sendiri

p/s: boikot for life~!!!

Iftar~!!!

Assalamualaikum w.b.t
IU Cyberjaya akan mengadakan IFTAR anjuran Biro Kebajikan.
Berikut adalah butir2annya:

Tarikh : 19 Feb 2009 (Khamis)
Waktu : Selepas Solat Maghrib
Tempat : Masjid Al-HIdayah
Bayaran : RM 5.00
Menu utama : Nasi Hujan Panas, Buah n Air

Tentatif:
7.30 mlm : Buka puasa(masa azan maghrib berbuka dulu dgn air n buah)
7.35 mlm : Sembahyang Maghrib berjemaah
7.50 mlm : Makan kenyang2..(patutnya...makan, then berenti sebelum kenyang)


Bagi sesiape yg berminat nk join sile beri nama dan wat bayaran tiket pada
ketua biro masing2 selewat-lewatnya hari rabu.J0m ramai2 kiter join iftar
dan lps tue ramai2 kiter ke interfaith talk
Utk pertanyaan:- Zack - zkn_dte@y!, anfal - bluelle_lafna@y!


iftar...bukan di MMU

Dengan puasa, kita akan memperolehi kesihatan jasmani dan rohani. Sabda Nabi Muhammad s.a.w. yang bermaksud: "Berpuasalah kamu, tentu kamu akan sihat." Sabda Baginda Rasulullah s.a.w. lagi: "Perut besar itu adalah sarang penyakit dan banyak makan itu punca segala penyakit."(klik link asal)

Kejohanan futsal

klik pada gambar utk paparan yg lebih jelas

All details can be found on banners above.
For more info, click HERE

Buffet 2009

No more buffet this year
no more seoul garden
no more makan ikut nafsu
no more!

azamku nak menguruskan perut
azamku nak ikut sunnah..berenti makan sebelum kenyang!
azamku membuang lemak2 durjana yg sekian lama mendiam di perutku

tapi tadi jumpa member...karim,ko free tak hari khamis ni? ade port buffet masyuk punya
tapi masaku azam taknak buffet tadi, hatiku ketawa sinis..'hahaha poyolah anda taknak buffet' ni baru hati sendiri...belum hati kawan2 lagi

yg pasti buffet free, count me in bebeh!
yg pasti.....

p/s: ....buffet itu indah~!!!

benih ikan keli di melaka

location: melaka tropical fruit farm

harga:14sen/ekor (3 inci)


* lagi besar lg mahal
* nak borong yg dah besar pon boleh pastu korang pi la jual kat pasar
* tong biru pun korang bole beli kat sini. harga sila tanye tuan punya kedai
* anti klorin sgt la murah rm3 sebotol
* makanan ikan keli rm3/kilogram

so masa cuti aritu, aku, ayahku ngan adik ku telah pegi ke MTFF (melaka tropical fruit farm) dgn sg udang kot. kalo korang tak tahu boleh refer peta di bawah.

konon konon nak p tgk je...tapi disebabkan harga benih yg agak murah. bermodalkan rm20 kami telah membeli

> +- 100 benih anak keli rm14
> anti klorin rm3
> makanan sekilo rm3

bermulalah journey +-100 anak keli di dlm kotak ais di umah ku


ini bukan berudu ye

tapi total rm19. aku pun xthu kenape...diskaun kot. kami beli ni sj sj, wat makan sendiri. best wooo,,,then sj carik pengalaman hehehee. kat sane kami sembang2 and ni tips yg aku nak share dgn korang guano nak ternak keli

1. ternak keli sgt la mudah. nature dia mmg lasak la.
2. 1 kaki persegi air utk 15 ekor anak keli
3. air kalo keruh kaler ijau lumut xpe...tp kalo teh tarik, xelok utk keli anda
4. kalo pkai air paip, seelok elok nya tadah air sehari seblum kasik klorin KO
5. kalo biz, ternak dlm tanah paling menguntungkan...
6. yg kecik2 xde kot bisa...lgpun ni keli ternak bukan keli kg


ape yg dpt ku disimpulkan is that kalau korang inginkan pengalaman, keseronokan ...try la bela keli. best wooo

siapa yg patut ternak keli?

1. suri rumah
2. budak sekolah rendah (ibubapa support anak2 anda)
3. pelajar sekolah menengah yg x duduk asrama
4. atuk dan nenek yg xtahu nak wat ape2
5. pakcik dan makcik yg pencen pastu lepak kat umah
6. sesiapa sj yg ada Rm20
7. anyone yg nak try. pengalaman dlm idup anda

p/s: nak beli benih keli kat umah aku pun boleh tapi aku jual seekor seringgit(3 inci)... hahaha

Tag

mase selection Malaysia U-21

THE SELF
[01] Real name : Abdul Karim Mohd Daud
[02] Nickname : kwn2 panggil karim atau karimdaud
[03] Status : exam around the corner~!!!
[04] Zodiac Sign : capricorn
[05] Gender : rambutku bukan aurat bg mu
[06] Age : forever 20?
[07] High School : sekolah melayu jln stesen
[08] College : MMU
[09] Height : above 170cm
[10] Weight : currently above 70kg
[11] Do you like yourself : definitely yes~!!!
[12] Piercings : none...cam bodo je
[13] Right or left : lefthanded bebeh
[14] Are you a freak : I am a muslim
[15] Hair : ya aku ada rambut
[16] Skin : sawo matang kot
[17] Allergic :
[18] What are you doing now : thinking
[19] What will you doing 1 hour later : movies or assgnment maybe
[20] What will you doing 10 years later : memandangkan skrg ptg....so maybe tgh spend time wif my kids...n my wife hopefully.

THE FAMILY
[21] Live with mother/father/parents/family : family
[22] Siblings(included you) :
[23] Eldest : I myself
[24] Youngest :
[25] Love/hate your family : love...always and forever

THE LOVE
[26] You found your another half : masih belum kahwin, so kira blum la kan?
[27] If yes, who is he/she :
[28] Who you want he/she to be : be herself
[29] Time(s) you in relationship :
[36] Are you straight/Lesbo : straight bebeh
[37] Reasons you love your other half : erm....reason?
[38] You and your other half in which stage :

THE FRIENDS

[43] The friends you love the most : kwn2 pompuan la...kwn2 laki wat ap nak syg~!! tp bila futsal ptg2 ngan korang...mmg best la.thx la korang
[44] The enemy you hate the most(1only) : syaitan...answer sama cam pjal
[45] Your most beautiful girl friend : aaaaa......erm, erm...
[46] Your most handsome boy friend : karang tulis kang...ade yg cop aku gay plak.so biar ku pendam dalam hatiku shj.
[47] The kind of girl you hate the most :
[48] The kind of boy you hate the most :

[50] Your best friend is your ex-lover :
[51] If your friend backstabbing you : kita settle kat akhirat la kan?
[52] If your friend betray you : aku betray balik
[54] If your friends fall in love with you : boleh ke?
[55] If you fall in love with your best friend : tak pernah lg best friend aku pompuan

THE STUDIES
[56] Are you a good student : YES
[57] You always done your homeworks/assignments : YES
[58] The teacher/tutor you love the most :
[59] Always late to school/college : NEVER
[60] Your class : NEVER late
[64] Excellent result classmate : topek si wira tunggal

THE PEOPLE

[75] You are what kind of people : low profile

THE PREFER
[76] Lip or eyes : both
[77] Hugs or kisses : both
[78] Shorter or taller : taller....aku la yg taller
[81] Listener or talker : it depends
[82] Romantic or rich : want both
[83] Good husband/wife or Good Father/mother : both la senang citer

THE VICTIMS
[91] adam dota
[92] kokrain-gua tak tipu
[93] daus x-maahad
[94] hziq sani
[95] ixuan mdprint shop
[96] dawood dewa politik
[97] kaer daie bebas
[98] topek wira tunggal

Personal Finance: 20 Dos & Don'ts for 2009

ini duit syilling

nak share article yg aku jumpa on de net....

During the worst economic crisis in a lifetime, the right financial decisions are crucial.

BusinessWeek asked financial planners for some advice on what to do -- or not to do -- with your money in the New Year. As we bid farewell to a dreadful 2008, these "resolutions" may help keep your finances on the right track in 2009:

1. Don't try to predict the future.

"We are currently in the midst of unprecedented and complex challenges," says Femi Shote of Asset Harvest Group in McLean, Va. Anyone who thinks he or she can predict what's going to happen is "delusional," Shote says.

Financial advisers often hear from clients who would like to sell stocks now and then buy again when the market hits bottom. "My response is, 'How do you know when that will be?'" says Trent Porter of Priority Financial Planning in Fort Collins, Colo.

aku : ya! anda bukan tuhan.....senang citer, camni.... ANDA merancang, tapi ALLAH yg menentukan!


2. Do keep enough cash available.

Even if you're not worried about losing your job, a rainy-day fund can provide peace of mind.

There are different guidelines for how much cash to keep on hand. Some say $12,000 or more per adult; others say it should be six to nine months of living expenses. With extra cash available, you can avoid selling investments to pay for expenses in an emergency.

aku : point ini sgt penting! lebih2 lg jika anda ketua keluarga.... anak2 anda, isteri anda bergantung kpd anda. Emergency barangkali, anda tidak tahu.... so pastikan saving account anda sentiasa berisi! pastu additional, ATM card jgn sepah2 ye.kang susah nak carik~!!!!

3. Do invest internationally.

Though the financial crisis started in the U.S., the past year has been worse for investments in the rest of the world. The MSCI EAFE, an index of international stocks, is down 43% this year, and stocks in emerging economies fared far worse. American investors who diversified abroad have also been pummeled by the rise in the U.S. dollar.

Even after a year like that, advisers say it's not wise to abandon international investments entirely. For one thing, though some key overseas economies, like China's, have been hit hard lately, their long-term economic fundamentals look better than those of the U.S.

aku : no komen sgt la pasal invest internationally. tapi jika anda sukakan risk atau risk taker, why not?! high risk high return kan? mungkin anda boleh consider China Ittikal sbg investment anda (islamic unit trust fund from public mutual...promote2.hahaha)

4. Don't try to pick one winning investment. Diversify.

Putting all your money in one stock is dangerous at a time when a company's bankruptcy can completely wipe out the value of its shares.

Robert Siegmann of Financial Management Group in Cincinnati advises clients to balance their portfolios between fixed income and stocks, with shares in various types of companies -- small and large, U.S. and international. "Don't try to pick the winning stock, or the winning idea. Just diversify across all investments and markets," he says.

aku : a'ah pelbagaikan investment anda. personally aku amat setuju point berikut! mungkin anda dah invest in asb, cimb, try pulak public mutual. then try plak ternakan ikan keli ke mase anda cuti ke.... then bila dah besar, bole jual RM1 seekor kat jiran2. xpun kasik free je. jiran happy, anda pun happy. atau mungkin anda boleh menghadiri kursus2 jangka pendek yg mane boleh meningkat skills yg ada pada anda. contoh masak western food ke...ape2 je. nanti dah terer, mane tau boleh biz kdai western food. ke.belum cube belum tau kan?!

5. Do think about energy efficiency.

Russell Francis of Portland Financial Advisors in Beaverton, Ore., recommends that investors take advantage of a $500 federal residential energy tax credit that was rescinded in 2008 but returns in 2009. The credit can help cover the costs of adding insulation or replacing doors, windows, or furnaces -- home repairs that should also save you on heating and cooling costs.

aku : ini system sana.... malaysia lain policy

6. Don't stop contributing to 401(k) and other retirement accounts.

Says Sidney Blum of GreenLight Fee Only Advisors in Evanston, Ill.: "Everyone loves to invest in their 401(k) when the markets are flying high, but they should keep putting money in while the markets are down." He adds: "More money is made at the bottom of a market than at the top."

Even more pessimistic planners say you should be taking advantage of any match your employer offers for retirement fund contributions.

aku : senang citer, let ur EPF grow over time. suruh dia duduk diam2 kat situ. nanti pencen, banyak manfaat yg boleh anda perolehi. keperluan anda di hari tua~!!! igt org tua x pakai duit ke....

7. Do live below your means. Save.

Investing for the future is only possible if you have some money left over at the end of each month to sock away. View this BusinessWeek slide show for 25 ways to save more each month.

aku : ya saving sgt penting! amat sgt penting...kejituan yg jelas lg nyata! dpt gaji bulan2 jgn lupa simpan at least 10% dr total gaji anda...jadikan amalan anda. nak lg best, any income yg anda dpt simpan at least 10% tapi kalau lg byk...itu mmg wa ckp sama lu, mmg bgus la. jgn la rebate minyak yg anda dpt RM150 tu anda joli sakan sumer nya. tukar sport rim moto anda ke(buat all mat moto out there...hahaha)

8. Don't make sudden moves.

"Refrain from making extreme changes to the portfolio just because the financial markets are volatile," says William Howell, a financial adviser in Noblesville, Ind. "Stick to the overall investment game plan."

In such an extreme environment, investment decisions based on emotion or fear are likely to lose you money. It's probably better to ignore the day-to-day news and follow a long-term investing plan.

aku : a'ah jgn cuak dan bimbang atau terlalu gembira dgn any news yg singgah beristirehat kat telinga korang. bukan ke selalu anda dgr kjap macam ni..tiba2 alih2 camtu plak. so senang citer bykkan bersabar..kan sabar sebahagian drpd iman

9. Do pay off expensive debts.

Rather than investing your money, you first might consider paying off debts, especially those with high rates or those for which interest is not tax-deductible. The avoidance of interest will likely save you more than your investments would have earned.

Stanley F. Ehrlich, an adviser in Westfield, N.J., notes: "Paying off a car loan with 7% interest provides an immediate 7% return, a return that is not (currently) available through most asset classes." Credit-card debt is so expensive that most planners say it is always the first thing people should pay off.

aku : hutang kad kredit, hutang bank ke,,,keta ke...adik ke...cpt2 la byr. lebih2 lg yg melibatkan interest. lebih cepat anda langsaikan, lebih tenang hari2 yg anda lalui

10. Don't give up on stocks.

"Historically some of the best periods for stock market returns have been during dismal economic times," says Paul Winter of Five Seasons Financial Planning in Salt Lake City. Though investors approaching retirement shouldn't risk too much money in volatile equity markets, investors hoping to build a nest egg for the long term have few better options than the stock market.

aku : stocks, unit trust and forex ke.... syorkan anda try. mungkin rezeki anda, siapa yg tahu?! tapi make sure anda mempunyai ilmu atau dptkan nasihat drpd mereka yg lebih arif dan boleh membimbing anda

lagi 10....nantikan post yg seterusnya~!!!! selamat tahun baru, 1430

Bila dah kaya raya...

RM 300000 for just a piece of art!!! what a waste?! what type of investment is that?! but of course it is his money and he can do anything he wants. he deserves it! maybe it is his passion.for me that is a huge sum of money... myk siot duit dia

kalo aku ade duit myk tu, 100k aku nak simpan, 50k aku nak buat investment...150k lg aku nak joli sakan tp xde la cam mamat billionaire yg aku bace dlm the star ni.maybe satisfaction dia mcm tu...tapi kalo aku, aku nak:

1. beli zxr250 (lesen ku b2 je) 20k
2. beli viva untuk mak aku 40k
3. beli fz150i 8k [10k la aku ltk sini]
4. tlg mak & ayah renovate rumah 30k
5. holidays ngan family 10k
6. derma kt mereka yg memerlukan 10k
7. joli tunggang terbalik ngan kwn2 5k
8. repair, cat and kasik lawa kancil utk adik aku 5k
9. Reserve funds [daily expenses, emergencies, bills, groceries and so on] 20k

kalo anda? terpulang pd diri masing2. of course bila anda kaya, money is just nothing.duit anda, so anda fikir fikirkan

p/s: make sure spend or kalau terlampau banyak, tulis surat wasiat siap2 sebab bila anda mati, 50k means nothing! even RM5 pun anda dah tak perlukan.

Done by the above 18

Is not saying that my english is perfect but this silly mistake should not be repeated by anyone on the earth...not anymore!!!

got washer machine
washing machine la dude~!!!!